If you are facing the loss of your home and the bank has filed a foreclosure action, Leighton Feldman has the knowledge and experience to protect your most valuable asset. Even if you've had trouble negotiating with the bank in the past, an attorney may be able to help you find a better resolution now.
If you have fell behind on your mortgage payments, you may be able to get back on track and save your home through a loan modification. A loan modification offers some homeowners lower monthly payments, a chance to pay back the back payments over time, or even forgiveness of their delinquency. Every situation is unique. Contact Leighton Feldman to learn more about the loan modification process.
If you do not have a defense to the foreclosure and do not wish to keep your home, selling your home for less than the full amount owed, subject to bank approval, may be an option. This is known as a Short Sale. In some cases, the bank may give you funds to assist you with covering your expenses, including moving expenses. Leighton Feldman can represent your interests in connection with a short sale.
If you do not have a defense to the foreclosure and there are no significant junior liens on your property, then negotiating a deed-in-lieu of foreclosure may be a viable alternative. In some cases, the bank may give you funds to assist you with covering your expenses, including moving expenses. Also, some banks will agree to waive any deficiency claim against you if the property is worth less than what you owe on the loan.
There are no guarantees, but Leighton Feldman is experienced in representing homeowners in obtaining the best resolution for their matters.
A municipality can sell a tax sale certificate to a private party when a property owner has failed to pay property taxes or other municipal charges. Whether you are a property owner or a tax sale certificate holder, Leighton Feldman can represent you in your tax or other municipal lien foreclosure action.
Leighton Feldman LLC
24622 E. Main Street, P.O. Box 461, Columbus, NJ 08022
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